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A no cash-out refinance is when a person refinances their home for less than or the same amount they still owe on their current mortgage's principal, plus the closing costs on the new mortgage. Unlike cash-out refinances, these do not offer a cash benefit.

No Cash-Out Refinance: A Guide - Rocket Mortgage

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Cashing out can be tempting because it lets you lock in a profit or mitigate your losses. Unfortunately cashing out your bet also has a negative ROI over the long run. Sportsbooks understand their customers can get trigger happy, so they make sure those early cash outs are much lower than they should be.

When Should You Cash Out a Bet? - OddsShopper

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